The government is launching a “shared ownership” scheme that could help to bridge the gap. Through the scheme Kāinga Ora would take an equity share in a property to assist first home buyers who could service a mortgage, but need help raising their deposit.
Check your eligibility:
https://kaingaora.govt.nz/home-ownership/first-home-partner/check-you-are-eligible-for-first-home-partner/
First home partner brochure:
https://kaingaora.govt.nz/assets/Home-ownership/Brochures-and-forms/First-Home-Partner-Brochure.pdf
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